(1) Risk management is a system of risk management and economic relations arising in the process of management. Let us consider the problem of the practical realization of the risk management process that occurs at present in the business environment. The solution of this problem in practice contributes to the study of risk management in the form of technology, consisting of a series of stages, each of which has independent significance.
(2) The purpose of the model is the future of business results and involves the selection of a particular set of resources and processes (methods) to use them for consideration at the causes and risk factors (risk situation) of the desired result.
(3) Problems:
1. Survival. Retention costs and other parameters (eg, moral, legal, environmental) organizations within that preserve the firm as a working and profitable.
2. The acceptable level of anxiety.
3. Income stability.
4. Reasonable continuity. Any organization may not work. The task of risk management - to prevent crashes and stops, which are fraught with the death of the company.
5. Suitable rate of sustainable growth of the company (readiness to risk disruption of growth and contingency provision of possible losses that may slow growth or make it unstable)
6. Social responsibility.
7. Constraint satisfaction external. Such as legal, regulatory, traditional, etc.
8. Efficiency. Hold the cost of risk management at the level minimum required for normal operation of the company.
(4) Risk Management - a process related to the identification, risk analysis and decision-making, which include maximizing the positive and minimizing the negative consequences of the risk events.
Methods of risk management:
1. Questionnaires (standardized or universal)
2. The structural diagrams that identify primarily internal risks that are associated with quality management, marketing, organization of work, etc.
3. Maps flows or flow diagrams identify the main risk of the production process and allows to estimate the reliability and stability of the key elements of production.
4. Inspection allows for more information and to check its accuracy and completeness in the field.
5. Analysis of reporting is important to identify the financial, commercial and business risks.
